Tuition and Fees

2019–20 Tuition and health insurance rates

Tuition and health insurance rates for the 2019–20 academic year (September–May) are shown in the tables below.

Full Tuition $29,728
Reduced Tuition N/A
Facilities Fee N/A
Active File Fee N/A
Activities Fee $70
University Health Services Fee $1,206
Blue Cross/Blue Shield $3,700
Total Tuition and Fees $34,704


(Note: HDS recently changed its doctoral designation from ThD to PhD in Religion. Those currently in the ThD program will continue to be candidates for the ThD; the first cohort of PhD candidates entered in fall 2015.)

Reduced Tuition TBD
Facilities Fee TBD
Active File Fee $300 per semester
Activities Fee $70
University Health Services Fee $1,206
Blue Cross/Blue Shield $3,700
Total Tuition and Fees 3rd and 4th year: TBD
5th year and beyond: TBD

2019–20 Standard living budget

Estimating expenses and formulating realistic budgets are important tasks. A careful assessment of total resources measured against total costs is the cornerstone of sound financial planning. Although actual living expenses will depend on lifestyles, standardized budgets are used to determine aid eligibility.

The following budget represents average expenses of a master's student for the 2019–20 academic year (September–May). This budget is based on a moderate cost of living in the Cambridge area. The housing portion of the budget assumes shared occupancy of a two-bedroom unit in the surrounding community. Married students and students with dependents should anticipate higher living expenses.

Housing $13,504
Food $4,666
Books and Supplies $1,000
Personal $4,976
Total Living Expenses $24,146

The standard living expense budget is added to the cost of tuition and fees to determine a student's total cost of education. Financial aid funds are not intended to supplement expenses of family members; however, there are some exceptions that can be made to increase the budget including dependent care costs and rent. Please contact the Financial Aid Office for more information. Please note that eligibility for institutional and federal funds requires that a single student budget be used, as federal funds are generally reserved for expenses that the individual student incurs for his or her educational program.

HDS Voices

Maytal Saltiel

I was a little worried that I might be the only Jewish student at HDS, but I was quickly welcomed into a pluralistic community of diverse intellectual and spiritual interests. The Jewish Student Association has served as a homebase for my spiritual growth, meeting for text study, conversations on controversial topics, and to celebrate together. This grounding has allowed me to explore other religious traditions and further inform my own spiritual practice.
—Maytal Saltiel, MDiv '12
More about HDS student organizations


Theological Education Day: an open house for prospective students

Diversity and Explorations Program